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Joe Scaramell

Joe Scaramell is the Agency Manager of the North Branch office and a Senior Client Director who has been licensed since 1989 in Property/Casualty/Life & Health. His vast knowledge of the insurance industry brings a tremendous value to Empire as he protects families and businesses alike. He has been providing his clients with sound advice for their homes, vehicles, farms and businesses in order to maximize protection for their estates and personal assets.

He works hard in any claims situation to ensure his clients are being taken care of to obtain the resolution that they deserve. Helping insureds to discover gaps in their planning and/or providing greater protection for their estates is a passion of Joe’s. He is a member of the North Branch Area Chamber of Commerce & Minnesota Independent Agents and Brokers (MIIAB.)

Joe grew up in Long Island, New York and owned and operated his insurance business in the “Hamptons” protecting high net worth clients and estates, before moving and continuing his business in Minnesota. He brings strong family values and a history of success and tenacity in which he learned from wrestling on national/international levels.

Joe is also an accomplished professional archer interacting with many farm/ranch owners and outdoors men & women across the country. His other hobbies consist of spending time with his family, RC Car competitive racing, hunting, fishing and hiking.

Independent Agent vs The Rest.

Instead of just working for one company with limited offerings, we represent dozens of top rated insurers. As your needs expand and change we continue to find the best carriers at the best value.

Features & Services Our Agency Captive Agent Online & 1-800 Companies
Access to multiple companies and wide range of products
Easy switching from company to company without hassle
Unbiased and objective advice Tries to sell & support only their one company Tries to sell & support only their one company
Claims assistance and advocacy Adjusters are often exclusive to the one company No help: You vs. adjuster
Policy service from the same person you bought from To call center You'll likely never talk to the same person twice
When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent